Waldemar Szalachowski Insurance broker

Insurance broker · Wülfrath

Services

Four areas where I provide independent advice – from retirement planning to a full review of your existing contracts.

  1. Retirement Planning

    Building and optimising private retirement provision, including net investment-linked policies.

    The state pension rarely maintains your accustomed standard of living. I show you how to close the gap with suitable insurance-based solutions – matched to your age, income situation and appetite for risk.

    Examples

    • Private pension insurance
    • Net-based investment policies
    • Closing the pension gap
    • Review of existing pension contracts

  2. Business Insurance

    Insurance cover for companies, with a focus on the construction industry: from liability to business interruption.

    Trade and construction businesses carry particular risks – on site, towards clients and within the business itself. I assemble cover so that gaps are closed and double insurance avoided.

    Examples

    • Business liability insurance
    • Construction works insurance
    • Business interruption insurance
    • Contents and building insurance
    • Machinery and electronics insurance

  3. Life Insurance

    Protecting your family and ongoing financial commitments, such as a loan, in case of a serious event.

    Anyone with a family, a mortgage or a business carries responsibility beyond their own life. Term life insurance secures those obligations – with a sum and term that fit your situation.

    Examples

    • Protection for family and partner
    • Cover for property and business loans
    • Cover for business partners (partner insurance)

  4. Policy Review

    I review your existing contracts: what is covered, what is missing and where you may be paying too much.

    Policies accumulate over the years – some no longer fit, some overlap, some are missing. I go through your portfolio systematically and tell you plainly what to keep, adjust or cancel.

    Examples

    • Check for gaps and double insurance
    • Comparison of benefits and premiums
    • Adjustment to changed personal or business circumstances
    • A clear recommendation – without sales pressure

All services at a glance – for questions about your individual situation, let's talk in person.

Profile and qualifications

  • more than 30 years of experience
  • Advisory meetings also in Polish / Porady również w języku polskim
  • Focus: discerning private clients as well as small and medium-sized businesses, many from the construction industry.
  • Independent insurance broker – not affiliated with any brokerage firm or law practice.